Commercial Flood Claims – Even minor leaks and floods cause significant damage, hampering business operations and adding to the burden of dealing with your insurance company.
A commercial flood and the resulting water damage is challenging for businesses to deal with.
In addition to the damage itself, the interruption to regular business operations is often significant and costly.
Oakleafe Claims offer tailored support to help you navigate the commercial claim process and secure the compensation you deserve.
Oakleafe can take control of commercial flood claims and protect YOU and your business.
Our involvement will speed up the business flood claim process and ensure you get exactly what you are entitled to, leaving you to concentrate on getting your business back to a form of normality.
Here’s what one of our satisfied clients had to say:
"The Insurance claim process was very stressful as I tried to do it alone and failed. The saying horses for courses is true as Oakleaf knew their stuff. I am grratful for Dean especially as he was a true saviour for me... I recommend these guys but get them in early to help and try not do it yourself." - Dee Gee, Oakleafe client on TrustPilot
Oakleafe are the ONLY party in the claim process there to look after your interests and negotiate an adequate settlement with the insurer.
We act exclusively in your interest, to ensure you receive everything you are entitled to under your policy.
With Oakleafe you have access to an extremely experienced team of loss assessors, many of whom used to work for insurers who use their insider knowledge of insurance processes to speed up your commercial flood claim resolution.
Our loss assessors will quantify your material, stock and contents losses and our chartered surveyors will scope any damage to the building.
Business Interruption and Increased Costs of Working (ICOWs) are negotiated to ensure you are returned to pre-loss growth track.
You can also use our commercial flood claims portal, Claimtrack, to view live communications between all parties and ensure you keep up to date with all developments in real-time.
Another satisfied client shares their experience:
"I knew that I needed the support of a Loss Assessor to cope with the consequences of the house fire. Thank goodness I found Oakleafe Claims and James Christie who supported me through the entire arduous claims process.
James not only provided invaluable knowledge and expertise, but he was also there providing me with his moral support too – at a time when I felt very vulnerable and alone. Without James and Oakleafe, the insurance company’s loss adjuster would have taken unfair advantage of their power, which would not only have resulted in a significantly lower settlement, but I would have endured even higher emotional stresses and strains. James gave me peace of mind, at a time when I needed it most!" - S. Smith, Oakleafe client
From the moment we engaged their services, we were impressed by the level of professionalism and efficiency
Do not be fooled that your insurance company will help you. They tried their best not to pay our claim. Oakleafe saved our livelihoods and our business is better and stronger than it was before. We’ve just received our final payment from the claim and we are really pleased. I would happily recommend them.
Dealt with my Insurance company like true professionals. Definitely got my maximum entitlement and as a result my business has come back stronger and more profitable.
Commercial flood insurance provides coverage for physical damage to your business property caused by flooding. This includes damage to the building structure and its contents.
It covers direct physical losses resulting from flooding, such as structural damage to buildings, damage to furniture and equipment, and damage to inventory. It may also cover some types of water damage caused by overflow or accumulation.
The time can vary, but generally, the process includes an initial report, an assessment by an adjuster, and then a review by the insurance company before a settlement is offered. This can take from a few weeks to several months.
If your claim is denied, review the denial letter carefully to understand the reasons. You can appeal the decision by providing additional documentation or working with a loss assessor like Oakleafe Claims to dispute the denial.
You can ensure a successful commercial flood claim by keeping thorough documentation, reporting the claim promptly, preventing further damage, and being prepared to negotiate with your insurer if the initial settlement is insufficient.
Using a claims management company like Oakleafe to manage your claim also increases your chances of a successful, as well as increasing the claim settlement payout.
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